Loan Rates
Rates effective 03/12/2013. Annual Percentage Rates are subject to change at any time and may be higher depending on your credit.
Refi-4U $3,000,000 CHALLENGE.
We helped members save $4,164,419 in 2012. How much can we save you in 2013?
Get 1.99%APR Auto Loan Rates as listed below. Auto Pay required. Home Equity Lines of Credit 1.99%APR Rate Lock until June 1, 2013 or 2.49%APR Rate Lock until January 1, 2015. For qualified members, rates as low as 1.99%APR.
If you have a loan give us a call, stop in or get pre-approved today and see how much we can save you by refinancing your loans.
Mortgage
Apply Online | Loan Center 262.338.1888
| 7 or 10 and DONE! - Mortage Special |
| 7 Years fixed at 3.00% APR with low closing cost! |
Please contact Becky at 262-438-1114 or |
| 10 Years fixed at 3.25% APR with low closing cost! |
Chris at 262-438-1112 for details. |
15 Year Inhouse with low closing costs! |
|
| Secondary Market Mortgages |
Mortgage Rates | Rate Tracker |
*7 or 10 and DONE is available for refinance home loans with loan-to-value ratio of 60% or less. Qualifying credit score required. Other programs may be available for non-qualifying credit scores and loan-to-value ratios. Available on single-family, owner occupied homes. Other restrictions may apply. APR= Annual Percentage Rate, all rates and terms are subject to change. Example: For a 10-year mortgage at 3.25% APR, payments would be $9.78 per $1,000 borrowed. For a 7-year mortgage at 3.00% APR, payments would be $13.21 per $1,000 borrowed. Actual payments may be higher with property taxes and home owner's insurance.
New Vehicles (never titled)
Apply Online | Loan Center 262.338.1888
| Model Year |
Minimum Borrowed |
Term |
APR as low as |
APR with Green discount* as low as |
| 2012-2013 |
NA |
36 Months |
1.99% |
1.99% |
| 2012-2013 |
NA |
48 Months |
2.49% |
2.49% |
| 2012-2013 |
$10,000 |
60 Months |
2.49% |
2.49% |
| 2012-2013 |
$15,000 |
72 Months |
2.99% |
2.99% |
| 2012-2013 |
$20,000 |
84 Months |
3.49% |
3.49% |
Used Vehicles
Apply Online | Loan Center 262.338.1888
| Model Year |
Minimum Borrowed |
Term |
APR as low as |
APR with Green discount* as low as |
| 2011-2012 |
NA |
36 Months |
1.99% |
1.99% |
| 2011-2012 |
NA |
48 Months |
2.49% |
2.49% |
| 2011-2012 |
$10,000 |
60 Months |
2.49% |
2.49% |
| 2011-2012 |
$15,000 |
72 Months |
2.99% |
2.99% |
| 2009-2010 |
NA |
36 Months |
1.99% |
1.99% |
| 2009-2010 |
NA |
48 Months |
2.49% |
2.49% |
| 2009-2010 |
$10,000 |
60 Months |
2.49% |
2.49% |
| 2006-2008 |
NA |
36 Months |
4.40% |
3.90% |
| 2006-2008 |
NA |
48 Months |
4.50% |
4.00% |
| 2006-2008 |
$10,000; $8,000 for motorcycles |
60 Months |
4.50% |
4.00% |
| 2005-Older |
NA |
36 Months |
7.50% |
7.00% |
| 2005-Older |
NA |
48 Months |
7.50% |
7.00% |
*.25% APR College discount available to qualified full-time college students.
*.50% APR Green discount available for vehicles with 30mpg or better and eStatements. Some restrictions.
Off Road Cycle, ATV, Snowmobile, Personal Watercraft
Apply Online | Loan Center 262.338.1888
| Model Year |
Minimum Borrowed |
Term |
APR as low as |
| New 2012 |
NA |
36 Months |
6.00% |
| New 2012 |
NA |
48 Months |
6.50% |
| New 2012 |
$8,000 |
60 Months |
7.00% |
| 2009-2011 |
NA |
36 Months |
7.00% |
| 2009-2011 |
$8,000 |
48 Months |
7.50% |
| 2007-2008 |
NA |
36 Months |
7.50% |
| 2007-2008 |
NA |
48 Months |
8.00% |
| 2006-Older |
NA |
36 Months |
9.00% |
Garden Equipment, Spa, PC, Pool
Apply Online | Loan Center 262.338.1888
| Term |
APR as low as |
| 24 Months |
10.00% |
| 36 Months |
11.00% |
| 48 Months |
12.00% |
Personal Loan
Apply Online | Loan Center 262.338.1888
| Type |
Maximum Borrowed |
Term |
APR as Low As
|
| Personal Loan |
$15,000 |
36 Months |
10.99% |
| Overdraft Line of Credit |
$15,000 |
36 Months |
14.00% |
Credit Card
Loan Center 262.338.1888 | Credit Card Application and Disclosures
| Tye |
Maximum Borrowed |
Term |
Annual Percentage Rate |
| Visa |
$15,000 |
Revolving |
9.99% |
Home Equity Demand
Apply Online | Loan Center 262.338.1888
| Term |
Minimum Loan Amount |
Maximum Amortization |
Maximum CLTV |
Annual Percentage Rate |
| 3 Year |
$5,000 |
15 yrs for up to $49,999; 30 yrs for $50,000 and up |
80% or less |
4.50% |
| 5 Year |
$5,000 |
15 yrs for up to $49,999; 30 yrs for $50,000 and up |
80% or less |
4.75% |
| 7 Year |
$5,000 |
15 yrs for up to $49,999; 30 yrs for $50,000 and up |
80% or less |
4.50% |
| 10 Year |
$5,000 |
15 yrs for up to $49,999; 30 yrs for $50,000 and up |
80% or less |
4.75% |
Closing costs may apply.
Home Equity Fixed
Apply Online | Loan Center 262.338.1888
| Term |
Minimum Loan Amount |
Maximum Amortization |
Maximum CLTV |
Annual Percentage Rate |
| 3 Year |
$5,000 |
3 years |
80% or less |
4.25% |
| 5 Year |
$5,000 |
5 years |
80% or less |
4.50% |
| 7 Year |
$5,000 |
7 years |
80% or less |
4.75% |
| 10 Year |
$5,000 |
10 years |
80% or less |
5.00% |
Closing costs may apply.
Home Equity Line of Credit (HELOC)
Apply Online | Loan Center 262.338.1888
| Term |
Minimum Loan Amount |
Maximum LTV |
Annual Percentage Rate |
| 7 year draw period |
$5,000 |
80% or less |
4.00% |
Home Equity Line of Credit Special
Get 1.99%APR Rate Lock until June 1, 2013 or 2.49%APR Rate Lock until January 1, 2015. For qualified members, rates as low as 1.99%APR..
$25 annual fee after first year. Closing costs may apply. The posted rate is a variable rate based on prime and is subject to change. The rate is also subject to a minimum annual percentage rate of 4% or higher, depending on your credit.
Home Loans (1st Mortgage)
| Term |
Rate |
|
|
| 10, 15, 20 and 30 Year Fixed |
Please contact Becky at 262-438-1114 or Chris at 262-438-1112 for current rates. |
|
|